Our services include:

Financial planning: It’s important to identify what you might want to achieve and how you can do this. We can help you to identify your goals and create a plan for your finances to help you achieve them.

Retirement planning: It’s important to know whether the money you are saving towards retirement will provide you with sufficient funds to meet your retirement objectives. We can work with you to proactively plan for your retirement and help you decide on the options available once at retirement.

Protection planning: Most of us want to protect the things that are important to us, our family, business and quality of life. Protection planning can help to provide peace of mind in the event of your income changing due to unexpected events. We can help you plan for the best way to protect you, your family or your business.

We provide holistic financial advice for (individuals, businesses, trusts) on investments, savings, retirement planning, and non-investment insurance (for example Life & Critical Illness cover). We offer a range of services which we can tailor to meet your individual needs.

We offer independent investment advice. This means that we consider a wide range of financial strategies and products. We are constantly reviewing the market to ensure that the services and products we offer are appropriate for our clients. Where we recommend particular investment strategies and products to you, these will be selected based on your personal circumstances, financial goals and objectives. We’ll consider a number of factors, including the services you need, the cost of investing, how much risk you are prepared to accept in an investment product and how much of a drop in its value you could withstand.

Please download and read our Client Agreement. This document provides details about our services to you and how we charge, so it’s important that you read it fully. If there is something you don’t understand please ask us to explain it. We’ll only start work once we have agreed our services and charges with you. We’ll give you a copy of our Client Agreement which will set out the services we have agreed to provide and confirm how much this will cost